CALIFORNIA PUBLIC ADJUSTERS
Fire, smoke or water damage in California? Get your own adjuster.
We represent California homeowners and business owners, not the insurance company. We document the damage, review your policy and negotiate your claim for you.
- Integrity Claims Consultants, CA Lic. 6014770
- Residential and commercial
- Hablamos español
Tell us what happened
Our team calls you back within one business day. Have photos or a claim number? Use the full claim form.
California claims we handle
Wildfire and smoke
Homes lost or damaged by wildfire, and smoke and ash damage to homes left standing.
House fire
Fire damage plus smoke and soot cleaning throughout the property.
Water and plumbing
Leaks, burst pipes and appliance failures.
Storm damage
Wind and rain damage to roofs, windows and interiors.
Know your rights in California
A fast first response
California insurers generally must acknowledge your claim, give you the forms and help you need, and start investigating within 15 calendar days.
Cal. Code Regs., tit. 10, § 2695.540 days to accept or deny
Once you provide proof of claim, the insurer generally must accept or deny it within 40 calendar days. A denial must be in writing and explain why.
Cal. Code Regs., tit. 10, § 2695.7More time to rebuild after a disaster
After a declared state of emergency, you generally have at least 36 months from the first payment to collect full replacement cost, with 6-month extensions for delays outside your control.
Cal. Ins. Code § 2051.5General information about California law as of October 2026, not legal advice. Your policy and your claim's facts matter; ask us about your situation.
How fees work in California
You sign a written contract that states our fee before we start any work.
California requires your contract to state our fee as a percentage, and what that percentage is taken from.
You can cancel within 3 business days after signing and receiving your copy, or 5 calendar days for a disaster claim.
We go over the fee with you before you sign, and you get a copy of the signed contract.
How it works
- 1
Tell us what happened
Fill out the form or call. Our team reviews your information and calls you back within one business day.
- 2
We document everything
We inspect the damage, take detailed photos, review your whole policy and write a full estimate of what it costs to repair.
- 3
We handle the insurance company
We present the claim, answer the carrier, schedule inspections and negotiate, and keep you updated along the way.
After a declared disaster, California limits when a public adjuster may contact you first. You can always contact us, at any time.
California questions
My home survived the fire but smells of smoke. Is that covered?
Smoke and ash damage is often part of a fire claim. We document it room by room so it is not left out.
What does it cost?
A percentage of what the insurance company pays, written in your contract before we start.
Can I keep working with my contractor?
Yes. We work alongside your roofer, restoration company or contractor. They handle the repairs; we handle the insurance claim.
¿Hablan español?
Sí. Nuestro equipo atiende en inglés y en español.