PENNSYLVANIA PUBLIC ADJUSTERS
Water, storm or fire damage in Pennsylvania? Get your own adjuster.
We represent Pennsylvania homeowners and business owners, not the insurance company. We document the damage, review your policy and negotiate your claim for you.
- Integrity Claims Consultants, PA Lic. 1245421
- Residential and commercial
- Hablamos español
Tell us what happened
Our team calls you back within one business day. Have photos or a claim number? Use the full claim form.
Pennsylvania claims we handle
Frozen and burst pipes
Winter pipe bursts and the water damage that follows.
Water and plumbing
Leaks, failed supply lines, water heaters and appliance failures.
Wind, hail and storms
Roof, siding and window damage, and interior leaks after a storm.
Fire and smoke
Fire damage plus smoke and soot cleaning throughout the property.
Know your rights in Pennsylvania
Your claim must be acknowledged
Pennsylvania insurers generally must acknowledge your claim within 10 working days and finish investigating within 30 days, or explain the delay in writing and update you every 45 days.
31 Pa. Code §§ 146.5, 146.6A decision after proof of loss
After receiving your completed proof of loss, the insurer generally must accept or deny within 15 working days. A denial must be in writing and cite the policy language it relies on.
31 Pa. Code § 146.7Protection against bad faith
If a court finds an insurer acted in bad faith toward its policyholder, it can award interest, punitive damages, court costs and attorney fees.
42 Pa.C.S. § 8371General information about Pennsylvania law as of October 2026, not legal advice. Your policy and your claim's facts matter; ask us about your situation.
How fees work in Pennsylvania
You sign a written contract that states our fee before we start any work.
Pennsylvania requires your contract to state our fee, either as a percentage or as a maximum dollar amount.
We go over the fee with you before you sign, and you get a copy of the signed contract.
How it works
- 1
Tell us what happened
Fill out the form or call. Our team reviews your information and calls you back within one business day.
- 2
We document everything
We inspect the damage, take detailed photos, review your whole policy and write a full estimate of what it costs to repair.
- 3
We handle the insurance company
We present the claim, answer the carrier, schedule inspections and negotiate, and keep you updated along the way.
Many Pennsylvania homeowner policies require any lawsuit over the claim to be started within one year of the date of loss. Contact us early so no deadline on your claim is missed.
Pennsylvania questions
My claim was already paid. Can you still help?
Often, yes. If the payment left out damage or underpriced the repairs, we can document what was missed and request more. Time limits apply, so do not wait.
What does it cost?
A percentage of what the insurance company pays, or a set maximum, written in your contract before we start.
Can I keep working with my contractor?
Yes. We work alongside your roofer, restoration company or contractor. They handle the repairs; we handle the insurance claim.
¿Hablan español?
Sí. Nuestro equipo atiende en inglés y en español.