TEXAS PUBLIC ADJUSTERS
Hail, wind or water damage in Texas? Get your own adjuster.
We represent Texas homeowners and business owners, not the insurance company. We document the damage, review your policy and negotiate your claim for you.
- Integrity Claims Consultants, TX Lic. 3139247
- Residential and commercial
- Hablamos español
Tell us what happened
Our team calls you back within one business day. Have photos or a claim number? Use the full claim form.
Texas claims we handle
Hail and wind
Roof, siding, gutters, windows and fences damaged in a storm.
Winter freeze
Burst pipes and the water damage that follows a hard freeze.
Water and plumbing
Leaks, failed supply lines and water heaters, and the damage they leave behind.
Fire and smoke
Fire damage plus smoke and soot cleaning throughout the property.
Know your rights in Texas
Your insurer has to move quickly
After you report a claim, your insurer generally must acknowledge it, start investigating and ask for what it needs from you within 15 days.
Tex. Ins. Code § 542.055A decision and payment on a deadline
Once it has what it asked for, the insurer generally must accept or reject your claim in writing within 15 business days, and pay an accepted claim within 5 business days.
Tex. Ins. Code §§ 542.056, 542.057You can change your mind about a public adjuster
You can cancel a Texas public adjuster contract by written notice within 72 hours of signing, and the fee can never be more than 10% of the settlement.
Tex. Ins. Code §§ 4102.103, 4102.104General information about Texas law as of October 2026, not legal advice. Your policy and your claim's facts matter; ask us about your situation.
How fees work in Texas
You sign a written contract that states our fee before we start any work.
Texas law caps a public adjuster's fee at 10% of what your insurance company pays on the claim.
If your insurer pays or commits in writing to pay your policy limits within 72 hours after the claim is reported, we cannot charge a percentage fee.
Your contract is the form required by the Texas Department of Insurance.
How it works
- 1
Tell us what happened
Fill out the form or call. Our team reviews your information and calls you back within one business day.
- 2
We document everything
We inspect the damage, take detailed photos, review your whole policy and write a full estimate of what it costs to repair.
- 3
We handle the insurance company
We present the claim, answer the carrier, schedule inspections and negotiate, and keep you updated along the way.
Texas policies set deadlines for reporting damage and for disputing a payment. Contact us as soon as you can after the loss, even if you have not filed yet.
Texas questions
My claim was already paid. Can you still help?
Often, yes. If the payment left out damage or underpriced the repairs, we can document what was missed and request a supplement.
What does it cost?
Never more than 10% of what the insurance company pays, as Texas law requires. We explain the fee before you sign anything.
Can I keep working with my contractor?
Yes. We work alongside your roofer, restoration company or contractor. They handle the repairs; we handle the insurance claim.
¿Hablan español?
Sí. Nuestro equipo atiende en inglés y en español.